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Credit/Lending: Articles - Page 1

19,178 Identity Theft Victims Per Day: Are You One Of Them? -- Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected?
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Credit Report: How to Improve Your Credit Score -- One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but they are unwilling to divulge exactly what, exactly, constitutes your score. This can make it difficult for people with problem credit to try to improve their score in hopes of obtaining a home or car loan later.
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Debt Consolidation: Options for Reducing Credit Card Costs -- Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many of us use our credit cards unwisely.
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